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Before you do any of that, why don't you check your credit to see where you are currently at?
I am a little confused...do you want to "build" credit (whatever that means) or do you want to ensure you have/maintain/increase your credit score?
Having a high credit score and being debt free is where the banks want you for mortgage approval and having a significant amount of credit available, albeit not used, isn't necessarily a good thing.
If you are concerned about where you are currently sitting or would like to ensure you are on the right path, I would suggest signing up with equifax or transunion. For $10-ish/month you can have credit monitoring and access to your credit reports. If you are wanting to increase your credit score, you can enter a goal and it will provide you with information as to how to obtain it. They will also provide you with your detailed credit history.
When I was doing the mortgage thing, I signed up for Equifax just for piece of mind and ended up keeping it. Now, if I have to apply for credit, I know I'll be approved because I know where I stand.
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