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also, if people truly can pay off sooner, they usually just end up buying a much bigger place and max out their ability to cover the mortgage, in line with what dinosaur said, the 'show off' factor.
it starts with cars, then goes into 'how much i earn' and then is 'look at my cool pad'
i'm just glad i'm happy with what i have and have no desire to try to show off to anyone, makes me not want to 'move up' and waste all my money on a mostly empty house
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