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why hsbc? why not a credit union? starting wages are $15+ while the big 5 starts you off at $13.50
also, i've worked at a cibc branch before where all except 1 staff was a TD customer.
we all just lol'd. however, i only keep a savings acc at td (no fees, only when w/d), and do my everyday banking at cibc, where i get my fees waived for everything as staff
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