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I wouldnt worry too much on the mortgage renewal.
Heres why. Its canada. No one is going to sit there and watch 30% of people lose their houses. They didnt even get there in the states, and those bastards hate the poor and stupid.
The banks wont win. People wont win. So anyone that didnt buy a 5% mortgage for forty years on a house they cant afford will get screwed again. Should have at least lived large.
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