Quote:
Originally Posted by moldex
Should I bother going to another bank to get a quote? I don't want a credit check done
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You'll most likely be able to negotiate a better rate if:
1) You've been with the Financial Institution for a decent amount of years
2) Have good credit
3) Have multiple products/services/accounts at one FI.
4) Have a mortgage or a secure line of credit that bank can have collateral over.