Quote:
Originally Posted by xpl0sive
Which costs are those? Assigning the claim to a staff adjuster and getting him to send a letter to the kid saying he owes ICBC $2500 for the damages caused? They would also not let him get insurance or renew his license if he owes them money...
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In a situation where ICBC has to pay out on someone's behalf, but then finds this person was in breach his insurance policy (eg crashed while impaired, didn't declare correct principal operator, etc) then, according to the insurance act, ICBC can send a letter demanding repayment.
But in this case, ICBC can't just send a letter because it has no grounds to demand the kid repay the OP's claim. This is a criminal and/or civil case between the OP and the kid.
If ICBC wants to recover the costs of the claim from the kid, they would need to pursue it in civil court which will involve way more than $2500 just in legal costs. On the other hand, if a judge finds the kid guilty of criminal charges, he can then order him to repay ICBC in the form of restitution.