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i dont have an answer for your insurance question, but the car has been written off so i dont think it needs insurance, being as its an icbc lot all their staff are on an insurance program that covers them in any cars they drive on their lot or off the lot while they are on the clock..
as goes for the waiting game, my friend waited a week, like posted above they just wanna lowball you, hope you sign shit and have you on their way. you denying their offer kinda jams things up and their time is valuable and they wont wanna spend too much of it wasted on a car sitting in their lot..
so hope for the best, expect the worst as it is ICBC. some people get lucky.. which means some people get bent over!
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