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I have a question to those who might know the answer. I have been a non resident of Canada since the end of 2009. I have never contributed to any RRSP or TFSA. If I return to Canada let's say tomorrow and claim residency again, can I use the the past 5 years of zero contribution and add to my limit? Or it doesn't work like that. Sorry, I really don't have the slightest clue.
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