[!LittleDragon]

Not really lol... I used to think I was a hot shot investor. I started at a time that you could've bought anything and turned it into gold. When the market started to go back to normal, I wasn't making as much and pretty soon was just breaking even. Thought it wasn't worth my time anymore, somehow I found the Wealthy Barber... great book.

People don't often talk about dividend investing because it's not as glamorous as stock trading and it's slow to build up that snowball effect. These days, I literally log on once a month to reinvest the dividend and to take some profit to put into funds that fell in share price. Much much less stressful and come tax time... dividend income is taxed at a lower rate than capital gains.

At the end of the day, the goal with this type of investing is to create a second steady stream of income.... instead of building up a million dollars and depleting it during retirement, that million dollars can bring you $10k a month to live on for the rest of your life.... and you still have your million!