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Akinari, this might be a personal question (feel free not to answer it) but what are you doing with your money that she thinks is so irresponsible? Buying too many car parts? Too many video games?
I don't believe that one S/O has the right to tell the other how to spend their money (unless they're living together and one person keeps spending all their money on frivolous things while the other is paying all the bills/rent). If you worked for it you should be able to spend it how you want (aside from bills/investing/savings). But like Saucy said, it might just be a culturally different way of thinking.
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