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Old 03-21-2014, 12:19 AM   #2147
4444
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Quote:
Originally Posted by Carl Johnson View Post
http://www.vancouversun.com/business...573/story.html

The ?bank of mom and dad?: Advice on helping children with that first home purchase

Although I see nothing wrong with mom and dad giving kids some financial assistance in helping them get started, but is it entirely different sacrificing parent's own retirement and way of life by sending their kids into the most expensive real estate market in North America.

These kind of stories are just signs of time. You never see these stories at the bottom of a cycle where houses are much more affordable. Parents should help their children better assess the market they are buying into and where rates are headed. Questions such as whether renting in the short term (1-3 years) make more sense than taking on an outsized mortgage that could handcuff the parents' retirement.
Yes, but ppl are idiots

They buy when the market is excited (expensive), but leave the market when sentiment is negative (prices cheap)

How else do u explain that the biggest day of stock selling was at the trough of the financial crisis - ppl r idiots, that's how!
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