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Old 03-26-2014, 10:15 PM   #2216
Graeme S
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Quote:
Originally Posted by Spartacus View Post
Noob question but Why wouldn't banks want to keep interest rates low? It's More business for them and it keeps the housing bust from blowing up in their faces. What economic changes would force bank to raise their rates?
It's funny, everyone says things like "It's in X's best interest to keep Y where it is!"

I remember in '06/'07 when the Americans were getting more freaked out that China was holding a lot of American debt. "What if they called it in all at once? Wouldn't that ruin our economy?"
"Well, it wouldn't be in their best interests, the value of their assets would depreciate too quickly."


It's funny, because the same should have applied to the subprime mortgage thing. Renegotiate some loans, extend the term, write off a hundred thousand here or there. It would have been in their best interests.

And we all know how well that turned out.
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