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I have a Amex card and I get access to premium lounges which are pretty decent and you also get access to the Amexlounge at YYZ and the centurion (black card) lounges like the one at LAS if you have the platinum or centurion card. I believe the AC Amex gets you access to the MLL. Only thing is the annual fee is a killer but if you travel a lot than it's worth the fee.
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