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I have been renting my 2 bedroom suite for 12 years now. 5 years ago i was approved for a loan but did not go forward, i was not convince the move would be a good one at the time. fast foward to present i am happy where i am and will stay as long as i can. my rent includes everything, after 12 years renting the owner has replaced the roof, washer/dryer, carpet to hardwood floors (heated), hot water tank, etc. In the end i am happy renting cus i do not have responsibility and i do not feel tied down, i know i am not building equity renting but i am saving money and investing a good amount for the future.
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