Thread: buy or rent.
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Old 05-12-2014, 11:01 PM   #7
6793026
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Quote:
Originally Posted by evlee View Post
I have been renting my 2 bedroom suite for 12 years now. 5 years ago i was approved for a loan but did not go forward, i was not convince the move would be a good one at the time. fast foward to present i am happy where i am and will stay as long as i can. my rent includes everything, after 12 years renting the owner has replaced the roof, washer/dryer, carpet to hardwood floors (heated), hot water tank, etc. In the end i am happy renting cus i do not have responsibility and i do not feel tied down, i know i am not building equity renting but i am saving money and investing a good amount for the future.
don't get me wrong, i agree with you fully.

if i was the owner, it would be this way around. I bought a place, got a decent renter who subsides me on paying on mortgage. for a 20 yr mortgage, i am 8 years from paying it off and owning 400k which the renter helped me for a good 120k.

so in a span of 20 yrs, he got 400k paid off give or take minor "upgrades" which maybe now 20k spent on the house.
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