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Old 05-23-2014, 10:56 AM   #13
fsy82
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Quote:
Originally Posted by Selanne_200 View Post
I would say that's the case a few years ago as I've done the same but then Prime minus variable rates are no more so it may be a safer bet to just go with a 5 year fixed at 2.99% considering the likelihood of prime rate going down is virtually none
Variable did go up a bit during last year but it was still way below the fixed rate. I just talked with my mortgage broker and it seems like variable is heading down again.

As of last Monday Dominion lending centre has Variable at prime minus 0.50%
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