[R1CED`]

thanks for the input

sdubfid, yes before crunching the numbers and digging a bit deeper into my answering my question, renting does seem like a safer bet.

mark, I appreciate your feedback but I don't think i'm ready to meet with a realtor unless i know for sure i'm in the market to buy.

sonick, none of the intangible reasons you listed with the exception of paying someone else's mtg really applies to me. Maybe if I get a shitty landlord that'll kick me out for no apparent reason. I've no social pressure to own and forced savings isn't that crucial as I'm already dilligent in saving living at home all these years. If I do buy it comes down to how much hassle/difficult it is to sell in a few years and whether or not having equity vs savings affect future school loans.

is the spreadsheet you attached similar to the calculators on CMHC website? ive seen you post it before...detailed yet to the point..thanks.