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Nssan · 06-28-2014, 10:31 AM

its true for the banks to not really do anything right now on a pre-sale. Because they know everything can change in 3 years. However, with 40% down and current 680 is not really that bad of a score. If you keep up with the financial management then you should be no problem getting a mortgage in 3 years. Two knowns: 1, you have 40% now and growing 2, credit score is 680 and bound to go up (as it only records the last 6 years of history) 3. To really increase the score, charge the card for everything and make sure to pay it off every month. This way it shows you know how to manage credit.

06-28-2014, 10:31 AM	#6
Nssan I bringith the lowerballerith Join Date: Dec 2003 Location: Vancouver Posts: 1,118 Thanked 28 Times in 12 Posts Failed 9 Times in 6 Posts	its true for the banks to not really do anything right now on a pre-sale. Because they know everything can change in 3 years. However, with 40% down and current 680 is not really that bad of a score. If you keep up with the financial management then you should be no problem getting a mortgage in 3 years. Two knowns: 1, you have 40% now and growing 2, credit score is 680 and bound to go up (as it only records the last 6 years of history) 3. To really increase the score, charge the card for everything and make sure to pay it off every month. This way it shows you know how to manage credit.