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If his debt was 20-30k and he wasn't working, then ya bankruptcy might be his best option. But since it's only $3500, his mom could probably work with a debt counsellor for him and work out a settlement with the CC company. Also, godwin has the right idea. Make sure he can't apply for anything by himself anymore if he isn't stable.
Trust me, bankruptcy for $3500 isn't worth the headache. And quite frankly, any trustee who isn't a scam artist will tell you the same thing that's been said here.
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"Can you match my resolve? If so then you will succeed. I believe that the human spirit is indomitable. If you endeavour to achieve, it will happen given enough resolve." -- Monty Oum
Quote:
Originally Posted by STATUS105
IF I FIND YOU
I WILL EAT YOUR RICE!
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