|
the only time I see insurance being a good thing is accidental death. but then again, I'm more biased towards putting away some savings yourself every year to help with the unexpected. here's what I'm not very clear on, does the payout at the end equal to what's being put in? if not why would I want such a thing? I guess unless I accidentally died, then yes insurance helps. I guess it would also make sense if you have dependents, because ultimately that's what insurance is for...to protect the ones financially unable.
I'd say if you have no dependents, what's the point? for all it matters, I guess whoever wants to hold onto your belonging after you die should be the one buying insurance, it's sort of like buying a lottery ticket. (that sounded bad but that's how I see it)
|