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sounds like OP works for tangerine
you know what they say "nothings ever free", well both the referral and direct deposit "bonuses" actually are basically free however pretty mediocre
the 3% promo interest rate is basically irrelevant considering todays already the 11th, and all of the major banks already have the mobile cheque depositing feature on the way as we speak
definitely not enough to make anyone who already has an established banking relationship elsewhere suddenly switch over to tangerine
not to mention theres also always going to be that added stigma or security of banking with one of the big 5 (TD, RBC, etc.)
nothing against tangerine tho
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