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If she NEEDS to have a 15k ring.....shes not the one.
Spending that kind of money is nice, and it give you something to tell friends, but at the end of the day you are paying for a metal hoop with a stone on top of it. If you feel that spending 15k is an appropriate thing to do for something that is only metal and rock then so be it but I would not spend that kind of money on a ring.
Find out what kind of setting and stuff she would like, and spend 5k (max) and the rest on a honeymoon or something to actually make your lives together more enjoyable.
Like I said, if having a 15k ring is something that is super important to your SO perhaps you should take a closer look at the relationship because that's just gold digging.
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