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as someone has said earlier, an automatic civic is something you'll most likely move away from very very soon.
learn to maintain the car and learn how to make it work to the intention that it was supposed to. civics are well made and if in stock condition, the chances of anything going wrong is very minimal.
there are a few things that contradict that you have said. you'd said that you want a nice cruiser, but you say you want to stance it out. stancing it out would mean a few things, sacrificing ride quality, decreasing the life of your tires, and increasing the likelihood of getting a VI, which then leads to inspection, and wondering if it will fail etc.
the stock suspension is very comfortable as it is, i always love taking speedbumps without slowing down with the late 90s civics/acuras. if you add wheels, it may look slightly out of place. so let's say you want to drop it a bit with lowering springs. you can buy springs for only $150, but you should also think about the associated costs such as what happens if i blow my struts, etc.
exhaust. don't do it. there's nothing worse than an automatic civic with an aftermarket exhaust of any kind. slap on an intake. don't buy new piping. you'll probably find the piping from some junkyard car for super cheap, then get a filter. louder vtec is always more fun.
keep this in mind always when you want to mod it: it's not a show car, it's a daily driver. good luck!
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