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I don't really understand your situation.
Why is your father not sharing information with you?
Are you part owner on the policy? Are you being billed directly or is your father the payor?
As long as your parents are the sole owners of the policy you wont have any access to the any info regarding to that policy even though you're the insured.
I would suggest contacting the advisor your parents dealt with if you know who that is any try and get some more information from him. You can always ask your parents to switch ownership but it sounds like they're unwilling for some reason.
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