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Originally Posted by inv4zn
That's not really the right use of inb4... 
How does ICBC deal with exotic insurance claims? Is it the same as "ordinary" cars, just the insurance premiums are much higher? |
-buddy of mine who works at ICBC says that the driver contacts the special coverage underwriter because the driver must buy "own-damage coverage". This coverage is separate from Auto Plan. There are higher insurance premiums for sure given the higher risk of a driver crashing his/her Lambo, Ferrari, Pagani, etc.
Own damage coverage is a combo of collision and comprehensive insurance.
Specialized coverage