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Lol 4200 bucks?
Exactly what is damaged on the car? Is it just the headlight and the fender? No damage underneath?
If so get the guy to give you $4k, buy the headlight yourself online, for like 300 bucks, and get a new fender, and then install it all and just take it to get painted.
Total cost for you 1500 max. Put the other 2500 to some other use.
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