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Old 02-10-2015, 09:01 AM   #5
meme405
RS has made me the bitter person i am today!
 
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Every construction project carries atleast a few basic forms of insurance. The most basic and mandatory form is Commercial General Liability (CGL) Insurance. CGL is specifically tailored to respond to liability resulting from damage caused by the insured to third parties.

You can try speaking to the builder, see if they want to pay/repair the damage themselves, otherwise just go through insurance, and get it dealt with.

CGL coverage is remarkably lenient, I have seen some pretty vague claims, and in general they have been covered. We had to do some blasting on one site, and a neighbour who lived a substantial distance from us, complained (successfully i might add), that our blasting caused a crack in her concrete garage floor. The best part was that she wasn't even the closest property to our site, and she was the only one who claimed for any sort of damage.
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