[SupraMan604]

I would rather borrow against my home than withdraw from RRSP's. As my mortgage advisor said mortgage rates are at historic lows if you are going to borrow might as well borrow now and use your equity. Unless you are buying a new car where you can get 0%/1%/2% financing there is not much better than borrowing from your home. Check out the withholding tax below its not worth it:

•10% on amounts up to $5,000;
•20% on amounts over $5,000 up to including $15,000; and
•30% on amounts over $15,000.