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Old 04-23-2015, 05:48 AM   #11
quasi
Willing to sell body for a few minutes on RS
 
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Join Date: Jul 2001
Location: Cloverdale
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Quote:
Originally Posted by ncrx View Post
scotia is notorious for this.. i would advise most ppl to not deal with them
The thing that really pissed me off is I had 2 face to face meeting plus multiple emails were sent back and forth and not once did the person I was dealing with tip me off that they would auto lock me in if we didn't sign something beforehand. I understand I should have done my due diligence reading the fine print on my existing contract but I typically deal with the mortgage once every 5 years they deal with it daily and I figured it would just go into an open mortgage at posted.

At the time it was so ridiculous because I had my mortgage split up, half was coming due and the other half was locked in for another 3 years or so. RBC was offering me a rate, I took RBC's rate and worked it out on a spreadsheet right next to Scotia's rate they were offering me. I figured out the penalties if I bought out of my locked in half and added that into what I'd pay at RBC. Even paying the penalties Scotia would have cost me more money over 5 years, I give sit down and show them. I'm thinking long term customer I know major banks can match major banks but NOPE....Sorry this is the best we can do if you have to take your business elsewhere we understand..........

That was the end of banking with those cocksuckers, of course once I followed through, called there bluff and stated moving my business it was, "Oh what can we do to get you to stay".
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