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Sounds like you are young and just finished school, starting your career. With no family commitments etc, I would personally take the $22k and pay it down as soon as possible. Unless you are able to use that $22k and generate some good return elsewhere. Say you want to buy a place down the road and this student loan can affect your ability to norrow, even more stressful. That's my personal opinion, everyone will see it differently.
On a side note, don't sell the car unless you have to haha. YOLO! Well this is a car-forum LOL.
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