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I'd keep the car and split the 22k, keep 11k in the emergency fund and put the other 11k onto the loan. That'll not only pay it off faster but save you money on interest. Past that I'd pay off the loan according to your plan until it's gone.
IMO selling the car is only really a benefit if you wouldn't end up wanting to replace it later on. If you sell it now for $15k but end up spending $30k in 3 years to build another one you're not really benefiting yourself by selling it.
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1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
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Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
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Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
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Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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