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still an idiot either way. buy a house out in the valley and rent it out, rent a townhouse or whatever close to work. the house in the valley will build your equity so you can buy a house in richmond eventually.
or, if the only way you can afford to buy is to live way out there and commute everyday, then fuck it. rent close to work and enjoy the rest of your money. just need a fucking roof over your head at the end of the day, who cares if you own it or not.
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