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I don't think the rate classes really make sense anyway, all the large cruisers are in a higher rate class than the litre sport bikes are but in terms of power and the way they are generally ridden they should be lower. I am not sure how much the type of bike impacts insurance or if it does, all i know is that it was a fair bit more to insure my 1985 Vmax 1200 than it was to insure my 2006 FZ6.
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