AlarmForce use all their own proprietary hardware, they won't monitor someone else's alarm.
ADT will probably want to lock you into a long-term contract before they'll do anything, and I've heard some horror stories of people trying to get out of or change the contracts.
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Most used alarm panel are locked with an Installer password by the monitoring company, and you cannot freely use and program them.
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Most alarm installers are lazy slobs who can't be bothered to change the installer code
I've dealt with Accurate Alarms quite a bit, we have a couple local business clients that use them. They have a local monitoring center. No idea what their pricing is, but you can check with them.
There's also those "1-866-247-4999" guys that you hear their radio ads - "24/7 monitoring for $9.99/month". Might be worth checking out as well.
Basically all these guys do is program your alarm to dial them if it goes off, then when it does, they try to contact the site to verify if it's a false alarm, then call the cops. Some systems do a "heartbeat" thing where they'll dial in to check in with the monitoring station on a regular basis, and if the station doesn't get that call on schedule, they'll assume something is wrong... but that usually takes a dedicated phone line and I doubt you'd get that service with a $9.99 residential special. If you can get into the programming, you can change it to dial your cell instead.
What brand of alarm is it, anyway? The keypad may have a different brand name, but the main board should have the manufacturer name and model number on it. I've seen a lot of different brand names, but pretty much all I've dealt with are made by either Honeywell, DSC, or Paradox.