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Old 01-21-2016, 06:13 PM   #4568
iEatClams
WOAH! i think Vtec just kicked in!
 
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Quote:
Originally Posted by 4444 View Post
assuming you re-balance every 1/4 or 1/2 year, you will win long term

people who look at point to point returns on an index have it wrong as if you go lump sum, you go diversified equities and fixed and re-balance (sell high, buy low, by definition), if you invest regularly and like higher risk/higher reward, you can go all equities (I go MSCI developed world index, diversification in currencies, in region, in industry, 1,600+ companies) and you will, by definition by more at lower prices than you do at higher prices - you are bound to win, by definition in a flat to rising long term environment.
off topic

what you your guy's thoughts on currency hedging? I've heard hedging doesn't quite work properly. But with the CAD dollar the way it is.

Would it be better to buy a hedged ETF - especially if you are buying S&P 500 or Total US index?
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