It is madness, it scares me sometimes thinking this time next year I'll be starting to pay a crazy mortgage. Wife and I combined are over 6 figures but not like crazy over 6 figures. Based on my monthly calculations of mortgage (at current rate) strata, hydro, P tax, and all our month expenses even down to cell phones and tv we should be pretty good with plenty left over to not be house poor. With that said, if anyone needs a kidney, I may have 1 for sale