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Old 05-02-2016, 09:02 PM   #5968
kr4l
14 dolla balla aint got nothing on me!
 
Join Date: May 2013
Location: Richmond
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Quote:
Originally Posted by 4444 View Post
what i'm saying is that if you invest 50% of your take home pay, you can retire in 17 years, that is a statistical fact. you would get to keep on spending the same amount of money for the rest of your life (50% of today's earnings, in reality, it will be about the average over that 17 years)

there are two variables here - your take home pay and spending.
I see what you're saying but doesn't that defeat the purpose of what we call "investing". Isn't the point of investing your hard earned money a gamble to actually try to MAKE money. If I invest 50% of my take home for 17 years and am able to retire as long as my spending is pretty much exactly the same as it was for those 17 years a terrible way to live life? you're basically just putting the 50% away to use after 17 years. I guess I always thought investing was to put it into something to hopefully come out on top and make a good chunk of change with the possibility of losing it as well.
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