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Old 05-10-2016, 06:19 AM   #6090
6thGear.
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Quote:
Originally Posted by SumAznGuy View Post
Keep in mind, Banks will not let you borrow against lease hold properties.
That means you would have to take out a line of credit, which is usually higher % interest rate to use as a down payment on the new place instead of borrowing against your equity as a down payment.
I believe the last bank to allow lease hold mortgages was BMO. This was a few years ago but I'm not sure if they still do now. I remember my ex, who used to work there, said there was a minimum like no lesser than 80 years on the lease I think
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