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Old 08-23-2016, 09:43 PM   #4
rucus
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Join Date: Aug 2016
Location: Victoria BC
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Thanks, lowside67

Quote:
However, when I work backwards the information you are giving me: 7.18%, 5 years of biweekly payments (ie 130 payments), $171.00 a payment, it would work out to you paying $23,655.86 (including your downpayment) today.
Indeed, I may not have understood it correctly. They do it so fast I can barely catch up nor have the time to ask questions. They even offered me to take the car with me, but I refused saying I need to review the amount, so here I am.

It looks to me though that
$171 * 130 = $22,230. So add the $5000 DP to that would mount to $27,230.

Out of curiosity, may I ask how the $23,655.86 was derived from your calculation? And do you mean there is a mismatch between the interest rate they have given to me vs. my bi-weekly payment?

Thanks,
Rucus
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