Quote:
Originally Posted by rucus
I think I'm on the other side of the spectrum -- I have no credit history built up as of the moment, except for my credit card that I pay faithfully.
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That doesn't make sense. If you have a credit card, then it's been reporting.
Grab a copy of your credit report from equifax's free trial and see what you get.
The 7% rate is shockingly high and for people with shitty credit.