[!LittleDragon]

Problem is, government and banks don't control the 5 year mortgage rate. That's determined by the bond market. I'd like to see if Trump follows through with deregulation. If he does, you're going to see money leave the bond market and into stocks. Less money in bonds = rates going up.

Guess everyone can flood over to a variable when the time comes but there has never been a soft landing in any asset class. I think if next spring is a flop then sellers will finally accept the market is done and start lowering their prices before they lose even more money. Especially those with multiple properties.