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The fundamental issue with all that is that there's a big difference between someone who is holding money in a few extra properties and if something goes wrong they just say "oh well" and sell it as opposed to people that sign on to 30 years of "I hope I never get sick or lose my job or literally noting in my life ever changes or the market doesn't correct or the dollar doesn't devalue or my wife doesn't get sick or my kids are healthy and free of physical or mental impediments or else I'm FUCKED" situations that all these lucky starter families are in nowadays.
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