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Temperature setbacks will cut your energy usage, on average, by 10-20%, but it depends on variables (insulation, air flow, etc.)
During heating season,
Natural Resources Canada recommends 20°C during occupied periods, 17°C during unoccupied periods and while you're sleeping.
BC Hydro recommends 21°C during occupied periods (20°C while cooking or exercising), 18°C while you're sleeping, and 16°C during unoccupied periods. This may be impossible for some programmable thermostats.
Depending on your windows, insulation, and humidity levels in your home, you may not be able to go that low without excessive condensation for forming which can result in mould and mildew.
Another thing to note is whether you have single-pole or double-pole baseboards.
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