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my term is up in end of nov/ and i have been shopping around. offered 2.40/5 years fixed (from the bank im currently with) . cant decide if i should wait or go along w/ offered. as i am before my 120 days.
if i stick ,i can get new rates right away. or shop around closer to renewal date (so i would pay no penalty)
also,cad fed chair said chances are rates will go up. in july - could be just talk..
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