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Old 08-11-2017, 07:04 PM   #5
Marco.911
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Join Date: Nov 2012
Location: Richmond
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I'd strongly recommend against opening an account at a US bank (in the US) unless it's not a lot of money.

A friend of mine had some tax implications as a result that caused more headaches than it was worth. There was interest income from the account that he didn't file and the IRS ended up making his life a pain the ass for virtually a few thousand dollars.

Best bet is to open a US account with a Canadian Bank and get a US credit card from a Canadian Bank or from a Canadian Division of a US entity.

Example: AMEX Issued in Canada but is in USD or US Mastercard issued from BMO.

With my AMEX, I get billed in USD and pay it from my US account at Harris.

You can also overpay your US CC with USD and take cash-advances in the US (some places charge some don't).
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