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I think it really depends on what you define as "hard work". I couldnt be a plumber to save my life, but some people can and its relatively easy and stress-free for them. They can make 200k+ doing that. Get a useful degree is a good idea, but it boils down to connections, personality, and a strong resume.
Your field of work really influences your overall pay. Anything in transportation/logistics/marine usually pays more than things in retail, sales, etc.
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