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“Right now, the system is broken. A driver with no crashes could be paying the same premium as a driver with three at-fault crashes in a year.”
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Err, what? How? Didn't they just change the CRS a year or two ago? It does sound like they want to increase the discount for a clean record and ding people with at-faults more which is a good thing though. RIP to the bank accounts of some people I know though lol.
The part that sketches me out a bit is this:
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In April, the provincial government introduced legislation to impose limits on soft-tissue injury payout from vehicle accident claims that could save enough to cover soaring costs that led to the public insurer losing $1.3 billion in the last fiscal year.
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Of course it's easy for them to reduce rates if they give us less coverage in return. Either they're doing a poor job accurately gauging the amount to pay out (and overpaying) or they don't want to pay out the amount they should.
As for the rate changes, it sounds like the usual small ups and downs. Personally I'd rather keep my rates and scrap the bullshit used vehicle sales tax but that'll never happen since people are more concerned with insurance rates and gas prices which cost them less.