Quote:
Originally Posted by underscore
My biggest concern with this plan is the potential increase in things like drunk driving. If someone forgot to get the insurance they can't let a sober friend drive their car home instead, so they're more likely to drink and drive.
What do they mean by "12 times a year" though? Is that per person using it or total? And what counts as a "time"? Any day they drive it on, or any person they drive it that's made up of consecutive days (ie borrowing it for a week while their car is being fixed)? Does this include mechanics, valets, etc driving your car? Even someone moving your car to get another one out of the driveway would require this. I just can't imagine anyone could safely say that absolutely nobody will ever drive their car at all.
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The drinking and driving thing is a very valid point but i'm fairly sure that valet's and mechanics carry their own insurance that would cover your vehicle while they are in it.