Quote:
Originally Posted by freakshow
If you're under ~30, you probably love ICBC's prices. Private insurance would price you properly according to your actual risk profile as opposed to having older people pay more to subsidize the risk of the 18 year olds.
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I have 25+ yrs of Canadian driving experience, no at fault accidents in the last 10+ years (if not 15+?), currently enjoying max ICBC discounts, and Belair Direct quoted me ~$400 more for less coverage on my daily. It was actually quite funny because I obtained an online quote from Belair, saw their number was higher, and didn't give anymore thoughts to it. But then a few days later, one of their agents called to follow up. When I politely told him their policy was more expensive than ICBC's by a few hundred dollars, there was this awkward moment of silence from the other end before he went back to his standard pleasantries and we ended the conversation.