Quote:
Originally Posted by originalhypa
Since I can cherry pick too, if you had invested in the Nasdaq composite you would have seen a return of 20.25% since 2012!!
Wow, I am also awesome at looking at charts of past performance.
It is what they consider a "safe" investment. I could have gone all in, but instead I took a more conservative stance with my money. I don't know what lowside's deal is, but he sounds like one of those money guys who promises the world, then fucks off to Grand Cayman with your retirement fund.
We should all come to your seminar!
  
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Perhaps instead of spewing hate, you should just read more and talk less. I am neither selling anything nor seeking your money.
Let me break it down for you simply - the fund your "money guy" is recommending to you is a very basic "one size fits all" balanced fund solution. Those funds tend to underperform a total market ETF, which is exactly what yours did.
What I am saying is you should either pay a better "money guy" to give you quality advice about asset allocation that is not some bullshit single fund solution or you should do it yourself and skip the money you are paying your guy.
-Mark